Tuesday, April 12, 2011

GrOWn Up sTuFF

One of the most stressful things about being here are things like, health ins, life ins, savings accounts, credit cards, really anything that is going to be a monthly withdrawal. Since we don't have a bank account here, we can't set anything up for automatic withdrawal and if we did, who knows if they could make a withdrawal from a foreign account. Health ins and life ins plans are mostly if you live in the US and since we reside out of the country most of the weeks out of the year, it limits our plans to choose from. It's frustrating looking for things and having to call companies in the US with skype, then have the internet go down and i'm constantly calling everyone back. 

I did finally use my mom's advice and go to Clark Howard's website (http://www.clarkhoward.com/) to look up life ins companies on there. I called and found a life ins policy for people who travel outside the US more than in the US and are American citizens with a US address. All this red tape!!! When I go home in 2 weeks i'm also looking into health ins for us. Hopefully i'll find something and get that over with too. I want to set up a Roth account also and start saving money in there but the big task for all of this, will be to have money every time we go home for the coming months to leave in our US account. It's forced us to be better at saving money so we'll always have it in case we need it. We've thought about getting an account here when Darin gets his full permit, but it's so much easier with cash here. Not many places take cards, and if they do, it's with the carbon copy machine thing from like years ago when debit cards first came out. 

At least I don't have to worry about anything else until babies one day, and what country to have them in and health ins that goes along with all of that. It's going to be a whole other ball game when that day happens. Until then, we'll just get this other stuff out of the way so it's less to do when our lives get REALLY crazy.

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